Many police dramas portray the suspect being read his or her Miranda rights – “You have the right to remain silent, you have the right to an attorney ...anything you say can and will be used against you.” The law requires that an officer, from the moment of arrest, read a suspect these Miranda rights.
When you are injured, no one tells you about your rights when an insurance company calls and wants to take a recorded statement from you. People who are hurt and on medication often get a call from an insurance adjuster asking detailed questions about their injuries and their treatments. They are often told they are required to give a statement or they will not receive any compensation, even though this is not true.
Usually, the injured person is more worried about his or her injuries and getting better, rather than how the accident actually happened. This is why the insurance companies call and pressure the injured person to give a recorded statement so that they can use this statement against him or her and point out any little inconsistency as an excuse to deny the claim.
Don't fall victim to this tactic, and never give a recorded statement to an insurance company, or it could be used against you.